We have access to hundreds of loan programs to choose from. No one can offer you more choices… or find the perfect fit for your home buying or investment needs.
And we know how to make the home buying and home refinancing process less stressful, and more gratifying. We pay attention to your needs, treat your loan as an individual and special opportunity to get you what you want.
This ensures that the process will run efficiently and quickly. You can rest assured that when you call our office, you will immediately speak to someone who is familiar with your file. Try that with a big bank!
Here are just some of the numerous programs we offer to make your dream possible:
Alternative Credit Programs
Loan programs suited to meet he needs of clients who have had credit issues, bankruptcies, collection, etc.
Conventional, Conforming & Jumbo Fixed
10, 15, 20, 25, 30 year loans.
3/1, 5-1, 7/1, 10/1 ARM
The first number represents the number of years the rate will be fixed a the initial interest rate. After the initial fixed rate period, the loan converts to an adjustable rate loan. The second number represents the fact that the interest rate will adjust tone per year after the initial fixed rate period.
Financing that requires only the repayment of interest for a designated amount of time 3, 5, 7 or 10 years,.
First Time Homebuyer Programs
Programs designed for those people buying their first property or who haven’t owned a principal residence in the past three years. These programs offer a minimal down payment and can be combined with Down Payment Assistance programs. Ask about our 97% loan that has NO MI!
Zero Down Programs
For teachers, health care workers, and safety professionals.